

Ranch, Farm & Business
Running a ranch, farm, or ag-based business means managing risk every day—on horseback, in the shop, and across the pasture. Saddle, Stock & Legacy offers insurance built for working operations like yours. Whether you’ve got a small acreage with a few horses or a full-scale livestock business, we tailor coverage to fit your setup and safeguard your future.
1
Ranch & Farm
From barns to arenas and tractors to tack, we help protect the heart of your operation. Our farm and ranch insurance covers:
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Dwellings & outbuildings
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Barns, arenas & garages
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Farm equipment & breakdowns
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Scheduled personal property
2
Business
We cover personal horses plus
Commercial General Liability for:
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Hobby farms
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Boarding & breeding
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Trainers, clinics & camps
3
Auto & Excess
products available for clients that also have the farm package
4
WOrkers Compensation
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If you’ve got at least one full-time hand or $25,000 in payroll, we can get you covered—with room to grow as your outfit does.