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Ranch, Farm & Business

Running a ranch, farm, or ag-based business means managing risk every day—on horseback, in the shop, and across the pasture. Saddle, Stock & Legacy offers insurance built for working operations like yours. Whether you’ve got a small acreage with a few horses or a full-scale livestock business, we tailor coverage to fit your setup and safeguard your future.

Ranch & Farm

From barns to arenas and tractors to tack, we help protect the heart of your operation. Our farm and ranch insurance covers:

  • Dwellings & outbuildings

  • Barns, arenas & garages

  • Farm equipment & breakdowns

  • Scheduled personal property

2

Business

We cover personal horses plus

Commercial General Liability for:

  • Hobby farms

  • Boarding & breeding

  • Trainers, clinics & camps

3

Auto & Excess

products available for clients that also have the farm package

4

WOrkers Compensation

  • If you’ve got at least one full-time hand or $25,000 in payroll, we can get you covered—with room to grow as your outfit does.

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